IQx.com – Colleges Information Online

Tag: student

  • Being Independent

    Many of us spend our lives as a child dreaming about the day we’ll be “grown-up” or independent. No rules, no parents, but making the decisions, and having all the freedom in the world! Eighteen is seen as the golden year of independence. When it comes to financial aid, however, the word “independent” is used a little differently.

    Your Expected Family Contribution (the amount you’ll have to put toward your education) is directly affected by whether or not you’re the only one paying for it. Independent students don’t have to factor in a family contribution when requesting student aid — only a personal one — so their awards are generally greater in dollar value. Sounds great, right? Who wouldn’t want to be independent?

    The federal government sets very strict guidelines defining independence for the purposes of allocating aid. Why? The basic assumption of the Federal Methodology, used to calculate need, is that it’s the responsibility of a student — and their family — to contribute toward college costs as much as possible. If every student could claim themselves an independent, then every family would be off the hook.

  • Ivy League Over Rated

    At this very moment, all over the country and potentially the world, high school students and their parents are planning and scheming to get into an Ivy League. Young people are groomed practically from birth to be attractive to mysterious and all-powerful admissions committees guarding the gates of the eight universities that comprise the “Ivy Leagues”.

    This is now so common, there is even a psychological malady known as “The Yale Syndrome”, a sort of obsession with college admission that creates an unusually proximate time horizon for a young person, the moment of college admission. Students who suffer from this affliction do not develop a plan for success in college, or in any aspect of their lives, beyond the arrival of that “fat envelope” detailing their acceptance. Oddly, they share many of the same concepts of time as terminally ill cancer patients.

    Parents view admission to one of these schools as a high grade on their parenting skills, and correspondingly view rejection as a low or failing grade. There is a great gnashing of teeth about the whole endeavor. But seldom does anyone really ask the question: “Are Ivy League schools over-rated?”

    How did this national obsession come about? First, let’s define what the Ivy League is. In one sense, the Ivy League is a collection of geographically proximate schools that formed a football conference in 1956. If you look at it another way, the Ivy League is a collective brand representing the pinnacle of American higher education. This is the Ivy League: Brown, Columbia, Cornell, Dartmouth, Harvard, Princeton, the University of Pennsylvania, and Yale. No other school is a member, in spite of what some alumni may claim.

    The Ivy League has not been a focus of fevered longing for very long. For most of this nation’s history, college was a local endeavor. The best and the brightest did not go far to go to college. Then, a convergence of societal trends in the late part of the last century quietly nationalized education, without anyone really noticing. The advent of cheap air travel–and the breakdown of regional differences due to television and the migration of educated workers throughout the country–combined to make bright young people look nationally for college choices. So this collection of venerable schools became a focus of their attentions. The problem is that young people and their families didn’t catch on to the level of competition that this change entailed.

    As college became a middle-class right instead of an upper-class privilege, a lot more students wanted in to what they perceived to be the most elite schools. One Ivy League school now rejects over 90 percent of the students who apply, and rejects over half of the students who apply with perfect SAT scores. Think about that.

    That’s where we are today. Everyone in the country wants into the same handful of schools. But what do you get with an Ivy League education, especially as an undergraduate? Is it really the best in the country? These are undeniably good schools, but there are also one hundred other schools that do as good or better a job at educating undergraduates.

  • Financial Aid – Premier Schools

    Stanford’s announcement came two months after Harvard publicized its expensive new financial aid policies and over a month after Yale and Dartmouth followed suit with their own. Since Harvard’s announcement in December (at which time it saw its application rate spike by 19 percent), other top ranked schools including Williams, Princeton, Swarthmore, Cornell, Northwestern, University of Pennsylvania, Bowdoin, Pomona, Cal Tech, Duke and Davidson have announced new financial aid policies in what some people consider an effort to “keep up with the Harvard’s.”

    Similar to Harvard and many other elite universities, on February 20, Stanford University announced a new financial aid policy dramatically increasing the eligible amount of aid for middle-income families. The announcement comes as the latest in a series of policy revisions over the past three years designed to ease the burden of paying a tuition averaging $47,000 a year and to ensure that no high school student considering applying to Stanford decides not to because of cost.

    In addition, the plan also calls for eliminating student loans. All students qualifying for need-based financial aid no longer need to take out the expected $4,000 loan before receiving money from the scholarship fund. Beginning in the 2008-09 school year, students are only expected to earn $2,500 from working during the school year and earn approximately $2,000 over the summer.

    Each fall, the financial aid program is reevaluated by the Financial Aid Office, the Dean of Admission and Financial Aid, the Budget Office, the Provost, and the President, with consultation from the Board of Trustees. Cooper added, “There are no specific plans in the works for more changes at this time. We will be evaluating the success of our current changes next fall.”

    The changes were made possible through an increase in the endowment payout and doubling the financial goal of the Stanford Challenge, an effort to increase fundraising for the university, to $200 million. The Board of Trustees approved the increase in endowment payout from 5% to 5.5%, or by $160 million, on June 14, 2007, at the time intending to fund capital improvement projects.

    The announcement follows the House of Representative’s passing of the College Opportunity and Affordability Act, which aims to expose the allegedly corrupt relationship between expensive colleges and loan agencies and give greater transparency to the consumer. The Senate has put forth its own version of the bill. If passed, the law would require colleges to report financial information that Stanford University officials claim to be unproductive and difficult, namely revealing the rate of their endowment spending.

    Many people believe Stanford’s increase in endowment spending on financial aid from five to 5.5 percent this year is aimed to counteract the repealed provision of the College Opportunity and Affordability Act that would have required colleges to spend at least five percent of their endowment on financial aid. But the Board of Trustees approved the increase in endowment payout in June, nearly five months before the act’s proposal. As far back as 2003, Republicans had been discussing a bill that would penalize colleges that raised tuition significantly faster than inflation.

    These policy revisions have also coincided with and followed those of other top ranked schools. In 2006, Stanford eliminated educational costs for families earning less than $45,000. Harvard had enacted a similar policy in 2004 and Yale in 2005.

  • Iraq Degree

    “James McLeod presently serving the US Army on his third term in Iraq, serves as a Mental Health Advisor for the troops. As the Mental Health Advisor, his position entails helping soldiers deal with stress: job stress, psychological stress and the stress of everyday living. Managing this stress is essential to being deployed in the field.

    While soldiers thrive on a certain amount of stress, too much can lead to health problems, causing weakness and breakdowns. His job is an essential one and the troops rely on him for help. So what does a Mental Health Advisor, whom soldiers come to for stress relief, do for his own mind?

    This brave soldier has found the time to pursue a college degree: a BS in Culinary Management through the Art Institute Online. McLeod got his associate degree in 1995 from the Art Institute in Atlanta, Georgia and wanted to complete his degree with a Bachelor of Science. The Art Institute Online provided both the flexibility and high-quality learning McLeod needed to pursue his passion in the culinary field, even while being deployed in Iraq.

    He began his classes in January 2006 to be more competitive and knowledgeable in his field. McLeod plans on opening a Meals on Wheels program for the poor and sick when he gets back to the states. “Working in health care has taught me a lot about people. One of the big reasons why I want to do this is because I love to help others that are in need. A lot of time the reason why most people die is because there is no one there to feed them. Having a program like this gives me an opportunity to help those that are in need of at least one good meal a day.”

  • College Myths (Third)

    This is third of the IQx college myth list.

    IQx Myth #11 – The duration of college is only four years.
    This is wrong for two reasons: 1 – A student can’t trade in his/her degree for another one if he/she didn’t go to the best college for his/her first time. The college is with the student for life. 2 – About one out of five students completes college in four years. In fact, only two of five students complete college in six years. If a student plans to be out of college in four years, learn what each college’s four-year graduation rate is.

    IQx Myth #12 – A student has to take only the minimum college prep courses to get into college.
    Technically, this is true. In reality however, it is not. The more science, mathematics and languages a student takes, the better his/her chances are for getting into a good four-year college.

    IQx Myth #13 – State institutions provide more financial aid than private universities.
    State-supported colleges offer less of their own resources for scholarships and financial aid. State-supported institutions are subsidized by their respective states which allows them to charge less. However, state institutions are also more likely to only offer loans to students who do not have a high need.

    IQx Myth #14 – Students can’t trust the college about financial aid.
    The job of a university’s financial aid officer is to make it possible for all admitted students to attend their college while still staying within the federal guidelines. Their job is to make the financial aid package fit different students as well as possible.

    IQx Myth #15 – A student’s life will be ruined if he/she doesn’t get admitted to his/her first choice college.
    Thousands upon thousands of students each year do not get admitted to their first choice college. They are still here today as happy and healthy as the rest of us. Rejection is always hard on egos, but lots of others are experiencing the same. It’s a part of life. Many go on to have a great time at their second choice school and go further to have a great career.

  • College Myths (Second)

    This is second of the IQx college myth list.

    IQx Myth #6 – If a student hasn’t heard of a college or university, it can’t be a good one.
    A student may not hear about many of the world’s most prestigious colleges until he/she is in his/her senior year of high school. Most universities that are broadcasted nationwide are displayed through sports. However, many of the best colleges may not be amazing at athletics and don’t get the chance to get extremely well known. Look at colleges for their merits, not for their name.

    IQx Myth #7 – A student should decide on his/her career before he/she can choose a university.
    In most colleges, a student can choose his/her major in his/her sophomore year and still complete the degree in four years. A surprising number of students discover their ideal field while taking a course they didn’t expect to like. Take the time to decide.

    IQx Myth #8 – The best time to visit colleges is after the student has been admitted.
    This is absolutely vital to the student’s happiness in his/her college. Students should visit every school that they want to attend before applying. This will determine whether they enjoy the campus and general feel of the particular university. Many students have visited after they were accepted and found that none of the colleges were ones that they would fit into.

    IQx Myth #9 – Large universities have greater ethnic diversity.
    If the value of diversity is to learn to understand and appreciate other cultures and groups, then small colleges often offer greater diversity. However, the ratios of the different ethnic groups are generally within 1-2% from college to college.

    IQx Myth #10 – Only the highest achieving students receive financial aid from colleges.
    Many students are accepted to a college, but they need financial aid. Although another student may have a better transcript, financial aid is generally saved for those who need it. There are more need based scholarships than academic or athletic based scholarships.

  • College Myths (First)

    There are many college myths that come up when a student is choosing which college he/she wants to go to. This is first of the IQx college myth list.

    IQx Myth #1 – Standardized tests, such as ACT, PSAT and SAT, are a lot more important than high school grades.
    Grades demonstrate a student’s drive to learn. Universities are aware that a student’s performance in high school is a much better predictor of college success than any standardized tests. However, this does not mean that universities will throw away a student’s test scores. If a student’s scores and grades differ immensely, then the admissions officers will examine the application into more depth.

    IQx Myth #2 – A student should go to the most prestigious college that he/she is admitted to.
    A student should not go to a college simply for “the name” or because it ranks number two in the nation. A student should go to the school that he/she personally likes the most. This includes liking the college campus, food, environment, etc. If the student goes to the most elite university but hates everything about it, he/she will not fit in and feel miserable the whole time.

    IQx Myth #3 – It is better to get good grades than take challenging courses.
    Undertaking challenging classes projects to colleges that the student can handle challenging courses very similar to that of a college class. Getting a 4.0 in the minimum required classes in the high school does not display any bit of hard work or ambition.

    IQx Myth #4 – Colleges need a certain amount of students, so it is easier to get accepted.
    Selective private colleges and most state universities get way more qualified applicants than they can possibly accept. While some colleges may have difficulty finding students, many would rather admit fewer students than admit unqualified students. Each year, there are only about 20-30 universities in the United States that accept every applicant.

    IQx Myth #5 – If a student did poorly in 9th & 10th grade he/she has a low chance of being admitted to a selective college.
    One attribute universities look for in applicants is improvement. When they see a jump of work ethic, they may consider letting the 9th and 10th grade grades slide a bit. The improvement must be over time though, and one semester of change will not affect anything.

  • Importance of SAT Scores

    SAT test scores are listed after your transcripts. While that may mean that they’re less important than a student’s grades these scores are still extremely essential. Sometimes, they can make or break an application.


    In general, it’s fair to say that admission officials prefer students who demonstrate their ability to perform well in school. This information will be reflected on the transcript. Test scores are important because they help admission officers get a more focused picture of the type of student they’re looking at.

    A student may barely squeeze in for a spot if his/her test scores are terrific but his/her transcript is loaded with C’s. On the other hand, the student’s favorite college may never admit the student based solely on poor test scores. For that reason, it’s a good idea to take tests seriously, even if the student has amazing grades and does not consider the tests important. Especially at the most selective colleges, the smallest differences between applications can mean the difference between an acceptance and a rejection.

    Keep in mind that there are more activities to take into account than a student’s transcript and test scores

  • Applying Early

    Finally a student has cut down the list of schools and is considering applying early to get the ball rolling on his/her college plans. Typically, there are three ways that a student can apply early and some universities may offer more than one of the following options:

    • Early Action (EA), which allows a student to apply to more than one school early and gives him/her an early answer about his/her acceptance. EA applications shouldn’t be used liberally by applying this way to every school on a student’s list. Having the ability to submit multiple EAs doesn’t mean the student should feel free to overuse it.
    • Early Decision (ED), which also gives a student an early answer, but restricts him/her to applying ED to only one school and requires that the student will guarantee up front that (s)he’ll enroll if he/she is accepted. If the student is, that student must withdraw his/her applications to any other colleges. He/she is committed to the school and can’t apply anywhere else, even during the regular admission season.
    • Single Choice Early Action (SCEA) or Restrictive Early Action (REA) is the newest option, which limits a student to applying early to only one school to get an answer in advance about acceptance. It’s not binding, but restricts the student from applying anywhere else under an EA or ED application. The student can apply elsewhere during regular admission and does not have to make a decision to enroll until the school’s regular deadline.

  • What Colleges Look for in an Applicant

    What Colleges Look for in an Applicant

    When deciding which applicants to admit to their college, admissions officers consider many different factors.

    – A Challenging Schedule
    One of the main factors that college admissions officers look for is a rigorous class schedule. Universities want students who are willing to challenge themselves. Depending on the college, a challenging schedule is even better than having the best grades. If an admissions officer is deciding between two applicants, where one student has a 4.0 with standard courses and the other applicant has a 3.5 average but takes advanced courses, the admissions officer will usually pick the 3.5 average student.

    – Grades
    Although a challenging schedule may hold a little more precedence, grades are still vital to colleges. Many colleges have a minimum GPA (Grade Point Average) requirement in order to apply. Therefore, it is essential that a student keeps his/her grades up throughout his/her entire high school career. Also, students should not slack off in their senior year of high school. It has happened time and time again that a university revokes the student’s admission due to “senioritis”.

    – Standardized Test Scores (SAT, SAT 2)
    Colleges definitely take admissions test scores into consideration. Starting in the 21st century, in order to get a scholarship off test scores, the student’s test scores must be in the 99th percentile minimum. If test scores are near the median range, then class schedules and grades will be the main deciding factors for admission. If test scores are low, an admissions counselor may discard the student immediately unless their grades and schedule are simply outstanding.

    – Extracurricular Activities
    Being involved in extracurricular activities shows admissions officers that the student is a well-rounded student and that the student is good with time management skills. Colleges want students who are going to be involved with activities on their campus. Keep in mind, however, that a student should not join a bunch of activities just to fill up his/her high school resume. Admissions officers are looking for quality over quantity. A few activities that really interest the student looks a lot better on a high school resume.

    Application Essay
    The college application essay allows a student to show his/her uniqueness to admissions officers. Counselors look for application essays that are honest and provide supplemental information. Counselors do not want to see a student restating what is in their transcript.

    Letters of Recommendation
    Admissions officers rely on letters of recommendation to let them know how others view the student. Generally, a student wants to ask someone who knows them well and would give a positive report.

  • Picking a Field of Study

    How Not to Pick a Field of Study

    Just because parents are probably paying for a student’s tuition, does not mean they can choose your major or potentially, your career. Although it is tempting to let someone else make the hard decision, do not take the bait. Seeing as this is the student’s life, the student should be in charge. Parents should remember that they didn’t want their parents making their decisions for them.

    Just because a student doesn’t want to think about the course selection doesn’t mean the student should pick a random topic for the heck of it. This is a very important issue and it must be considered and every aspect weighed.

    How to Actually Pick a Field of Study

    • Make a list of pros and cons when choosing a major: For example, a student might want to be an English major because he/she enjoys reading and writing. That’s a “pro.” A possible “con” might be that the lack of clear-cut career. Recognizing the positives and negatives of any potential field of study can help a student be honest with the decision. This way, the student will always know that he/she is selecting a certain field of study for the right reasons.
    • Discuss your decision of college major with your parents and/or close relatives. Now, this does not mean a student should have others make the decision for them, but it does mean a student should seek outside input. Besides, it’s always encouraging when someone else thinks that the choice is a good one.

  • College Tuition

    College tuition has been on the rise for decades, and now the prices are just getting ridiculous. To go to a mid-ranked university it costs more money than it took to go to the best school, 10 years ago. In the upcoming 2009 tuition fees, there could easily be a high record of over 70,000 dollars per year. Not to mention, students usually have to buy their own books, rooming, etc. When it comes down to it, parents and relatives don’t have that kind of money. Universities will be giving out many, much fewer scholarships because of the recession/ economy blowout. Money should not be an issue when determining which college a person wants to go to. However, in this day and world it’s the rich that are going where they want, while others have to stand by and watch. The solution to this problem remains to be seen.