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  • Obama Meets With Family – College Costs

    “President Obama met with a family struggling to afford the cost of college and released a new analysis of the impact of his plans to increase student aid. He will take on the special interests to eliminate wasteful and unreliable guaranteed student loans and invest more in helping students succeed in college and complete their degree. And he will make a historic investment in college affordability: together, the American Recovery and Reinvestment Act (ARRA) and the President’s Budget provide about $200 billion in Pell Grant scholarships and tax credits over the next decade.

    • Reforming Student Loans: The guaranteed student loan program pays banks and other lenders a guaranteed rate of return and reimburses them for defaults, giving them large profits set by the political process rather than won in a competitive marketplace. The Obama-Biden Administration will expand the alternative Direct Loan program, which is administered by private sector companies selected through a competitive process and paid based upon performance. Direct loans have essentially the same terms for students and are more reliable and efficient. They will save $48 billion over the next decade according to the Office of Management and Budget, which will be reinvested in Pell Grant scholarships for students.
    • Restoring Pell Grants to a Strong Foundation for Student Aid: The value of Pell Grants have fallen from 77 percent of the cost of attending a public university to 33 percent over the past three decades. The ARRA invested $17 billion, making it possible to increase Pell by $619 for 7 million students. But these funding increases are only temporary, and without additional resources the value of the maximum Pell Grant will fall by $1,400 in 2011. President Obama is committed to a strong, reliable Pell Grant program. He will make Pell an entitlement, provide $116 billion over the next decade to prevent any drop in the size of Pell Grants, ensure that they continues to grow faster than inflation, and eliminate the frequent budget shortfalls that have plagued the program.
    • Cut Taxes on College Tuition: The ARRA created the American Opportunity Tax Credit, which will give millions of families up to $2,500 each to help pay for college. The credit was also expanded to help families too poor to owe income taxes. But the credit expires at the end of 2010. The President’s Budget would make it permanent.
    • Make a New Commitment to College Access and Completion: Only 65 percent of students starting at four-year colleges – and 38 percent of students starting at two-year colleges – earn a degree within six years. The President’s Budget includes a five-year, $2.5 billion fund to improve college access and help America’s colleges and universities graduate more students. The fund will identify, test, and promote what works in boosting college enrollment and persistence. “

    Taken from whitehouse.gov

  • UC Davis Chancellor

    “New e-mails released by the University of Illinois Urbana-Champaign suggest that Provost Linda Katehi – who arrives as chancellor of UC Davis next month – knew of and may have played a role in at least one of the improper “clout admissions” under investigation in that state.

    Katehi, who has overseen admissions at the university since 2006, has repeatedly denied knowing anything about the secretive admissions known as “Category 1” that has led to about 800 underqualified but well-connected applicants being admitted to the flagship Illinois campus.

    The e-mails, however, suggest a train of influence in which Katehi made inquiries and forwarded information about a wait-listed student after a political figure in Illinois contacted her about the applicant. When the student got in, Katehi pronounced the decision via e-mail as “excellent.”

    Over the weekend, Katehi, who is traveling in Greece, reiterated to UC President Mark Yudof in an e-mail that she had “absolutely no role in the admissions decisions regarding so-called Category 1 admissions.”

    President remains confident

    Regarding the latest disclosures, Katehi told Yudof in a note that “all I did was inquire as to the status of the student’s application, and nothing more. I took no action and made no effort to alter, influence or interfere with the admissions decision of this applicant.”

    In an earlier interview with The Chronicle, Katehi said she was neither aware of the special admissions nor informed of them.

    “At this point, I haven’t seen anything that would cause me to lose confidence in Dr. Katehi,” Yudof said Monday.

    But state Sen. Leland Yee, D-San Francisco, continued his call for a halt to the appointment of Katehi, who as chancellor will earn $400,000 plus a house and other benefits. He urged Yudof to convene a review panel to look into the matter.

    “With all due respect to Dr. Katehi, the story and answers she’s giving are just not believable,” Yee said. “She cannot claim she doesn’t know about these categories of privileged individuals, when in fact she directed a staff member to look into one of the applications.”

    Early in 2008, Katehi received an e-mail from the campaign manager to the Illinois state treasurer providing information about a wait-listed applicant.

    Katehi forwarded the application to the vice provost, asking for a status report. She described the student as “the daughter of a fairly prominent Greek family in Chicago.”

    Specialty admissions uproar

    Katehi, the treasurer and the campaign manager are all Greek Americans, as was the applicant, an heiress to a Chicago chocolate fortune, according to the Chicago Tribune, which broke the story of the specialty admissions in May and has continued its series as the state has investigated the scandal.

    The newspaper said a Greek Orthodox priest had originally contacted the state treasurer’s office asking for help on behalf of the young heiress, whose name has been redacted from the university’s e-mails.

    Some of the e-mails about the applicant are labeled “Cat 1,” indicating the category for special admissions. Applicants in this group had lower test scores but were admitted at higher rates than other applicants, according to the Tribune investigation.

    ‘Late decision’ admission

    Eventually, in an e-mail copied to Katehi, Vice Provost Ruth Watkins suggested that the applicant be admitted under “late decision” – a method often used to slip underqualified applicants under the radar.

    When Katehi received an e-mail informing her that the applicant in question would be admitted, she wrote, “Excellent.”

    Katehi is to arrive at UC Davis on Aug. 17.”

  • Dr. Jill Biden – Continuing to Teach

    “Continuing her 28-year career as an educator, Dr. Jill Biden returned to teaching today at a DC-area community college. Dr. Biden will work as an adjunct professor at Northern Virginia Community College this semester, teaching two English courses.

    “I am thrilled to return to the classroom to continue working with community college students, whom I greatly admire and enjoy teaching,” said Dr. Biden. “I have always believed in the power of community colleges to endow students with critical life skills, and I am pleased that I can make a difference by doing what I love to do, teaching people who are excited to learn.”

    Dr. Biden has been a teacher for over 28 years, having spent 15 years teaching English Composition at Delaware Technical & Community College. Prior to that, she worked as a Reading Specialist and English teacher in the Delaware public school system. While working full-time and raising a family, Jill earned two master’s degrees: a Master’s degree in English from Villanova University (1987) and a Master’s degree in reading from West Chester University (1981). Jill earned a Doctorate in Education from the University of Delaware in 2007. Her dissertation focused on how to retain students in community colleges.

    In addition to her work as a professor, Dr. Biden recognizes the critical importance of quality education to the nation’s economic well-being and to our communities, and will continue to promote these issues in the coming months. Last week, Dr. Biden welcomed over 200 DC Public School students to the Vice President’s residence as the first guests to her new home.”

    Taken from whitehouse.gov

  • President’s Word on Higher Education

    “Thank you.  That was excellent — we might have to run her for something some day. That was terrific.  Thank you, Stephanie.  I want to also introduce Yvonne Thomas, who is Stephanie’s proud mother.  And we appreciate everything that you’ve done.  And Stephanie’s father, Albert, is around here as well.

    There are few things as fundamental to the American Dream or as essential for America’s success as a good education.  This has never been more true than it is today.  At a time when our children are competing with kids in China and India, the best job qualification you can have is a college degree or advanced training.  If you do have that kind of education, then you’re well prepared for the future — because half of the fastest growing jobs in America require a Bachelor’s degree or more.  And if you don’t have a college degree, you’re more than twice as likely to be unemployed as somebody who does.  So the stakes could not be higher for young people like Stephanie.

    And yet, in a paradox of American life, at the very moment it’s never been more important to have a quality higher education, the cost of that kind of that kind of education has never been higher.  Over the past few decades, the cost of tuition at private colleges has more than doubled, while costs at public institutions have nearly tripled.  Compounding the problem, tuition has grown ten times faster than a typical family’s income, putting new pressure on families that are already strained and pricing far too many students out of college altogether.  Yet, we have a student loan system where we’re giving lenders billions of dollars in wasteful subsidies that could be used to make college more affordable for all Americans.

    This trend — a trend where a quality higher education slips out of reach for ordinary Americans — threatens the dream of opportunity that is America’s promise to all its citizens.  It threatens to widen the gap between the haves and the have-nots.  And it threatens to undercut America’s competitiveness — because America cannot lead in the 21st century unless we have the best educated, most competitive workforce in the world.  And that’s the kind of workforce — and the kind of citizenry — to which we should be committed.

    And that’s why we have taken and proposed a number of sweeping steps over our first few months in office — steps that amount to the most significant efforts to open the doors of college to middle-class Americans since the GI Bill.  Millions of working families are now eligible for a $2,500 annual tax credit that will help them pay the cost of tuition; a tax credit that will cover the full cost of tuition at most of the two-year community colleges that are some of the great and undervalued assets of our education system.

    We’re also bringing much needed reform to the Pell Grants that roughly 30 percent of students rely on to put themselves through college.  Today’s Pell Grants cover less than half as much tuition at a four-year public institution as they did a few decades ago.  And that’s why we are adding $500 to the grants for this academic year, and raising the maximum Pell Grant to $5,550 next year, easing the financial burden on students and families.

    And we are also changing the way the value of a Pell Grant is determined.  Today, that value is set by Congress on an annual basis, making it vulnerable to Washington politics.  What we are doing is pegging Pell Grants to a fixed rate above inflation so that these grants don’t cover less and less as families’ costs go up and up.  And this will help prevent a projected shortfall in Pell Grant funding in a few years that could rob many of our poorest students of their dream of attending college.  It will help ensure that Pell Grants are a source of funding that students can count on each and every year.

    Now, while our nation has a responsibility to make college more affordable, colleges and universities have a responsibility to control spiraling costs.  And that will require hard choices about where to save and where to spend.  So I challenge state, college and university leaders to put affordability front and center as they chart a path forward.  I challenge them to follow the example of the University of Maryland, where they’re streamlining administrative costs, cutting energy costs, using faculty more effectively, making it possible for them to freeze tuition for students and for families.

    At the same time, we’re also working to modernize and expand the Perkins Loan Program by changing a system where colleges are rewarded for raising tuition, and instead, rewarding them for making college more affordable.

    Now just as we’ve opened the doors of college to every American, we also have to ensure that more students can walk through them.  And that’s why I’ve challenged every American to commit to at least one year of higher education or advanced training — because by the end of the next decade, I want to see America have the highest proportion of college graduates in the world.  We used to have that; we no longer do.  We are going to get that lead back.

    And to help us achieve that goal, we are investing $2.5 billion to identify and support innovative initiatives that have a record of success in boosting enrollment and graduation rates — initiatives like the IBEST program in Washington state that combines basic and career skills classes to ensure that students not only complete college, but are competitive in the workforce from the moment they graduate.

    And to help cover the cost of all this, we’re going to eliminate waste, reduce inefficiency, and cut what we don’t need to pay for what we do.  And that includes reforming our student loan system so that it better serves the people it’s supposed to serve — our students.

    Right now, there are two main kinds of federal loans.  First, there are Direct Loans.  These are loans where tax dollars go directly to help students pay for tuition, not to pad the profits of private lenders.  The other kinds of loans are Federal Family Education Loans.  These loans, known as FFEL loans, make up the majority of all college loans.  Under the FFEL program, lenders get a big government subsidy with every loan they make.  And these loans are then guaranteed with taxpayer money, which means that if a student defaults, a lender can get back almost all of its money from our government.

    And there’s only one real difference between Direct Loans and private FFEL loans.  It’s that under the FFEL program, taxpayers are paying banks a premium to act as middlemen — a premium that costs the American people billions of dollars each year.  Well, that’s a premium we cannot afford — not when we could be reinvesting that same money in our students, in our economy, and in our country.

    And that’s why I’ve called for ending the FFEL program and shifting entirely over to Direct Loans.  It’s a step that even a conservative estimate predicts will save tens of billions of tax dollars over the next ten years.  According to the Congressional Budget Office, the money we could save by cutting out the middleman would pay for 95 percent of our plan to guarantee growing Pell Grants.  This would help ensure that every American, everywhere in this country, can out-compete any worker, anywhere in the world.

    In the end, this is not about growing the size of government or relying on the free market — because it’s not a free market when we have a student loan system that’s rigged to reward private lenders without any risk.  It’s about whether we want to give tens of billions of tax dollars to special interests or whether we want to make college more affordable for eight and a half million more students.  I think most of us would agree on what the right answer is.

    Now, some of you have probably seen how this proposal was greeted by the special interests.  The banks and the lenders who have reaped a windfall from these subsidies have mobilized an army of lobbyists to try to keep things the way they are.  They are gearing up for battle.  So am I.  They will fight for their special interests.  I will fight for Stephanie, and other American students and their families.  And for those who care about America’s future, this is a battle we can’t afford to lose.

    So I am looking forward to having this debate in the days and weeks ahead.  And I am confident that if all of us here in Washington do what’s in the best interests of the people we represent, and reinvest not only in opening the doors of college but making sure students can walk through them, then we will help deliver the change that the American people sent us here to make.  We will help Americans fulfill their promise as individuals.  And we will help America fulfill its promise as a nation.

    So thank you very much.  And thank you, Stephanie.  And thank you, Stephanie’s mom.

    All right.  Thanks, guys.”

    Taken from whitehouse.gov

  • College Interview Questions

    Here are some questions you may be asked in your interview with a college:

    • What classes have been the most difficult for you?
    • How would you explain your high school experience?
    • What has been your greatest regret during your high school experience?
    • What is your favorite “hobby”?
    • Do you feel you’ve pushed yourself to your full potential?
    • Are you considering other college(s) and if so, which ones?
    • What do you expect to be doing seven years from now?

  • Going to College Reminder(s)

    You have already been accepted to a college and have decided to attend that college. There are three main points that you must remember.

    1st – Contact your roommate.

    That first conversation is very essential for getting to know each other. It builds your relationship as roommates, and for figuring out who is going to be bringing what. A good roommate can make your life amazing, but on the opposite, an ill suited roommate could make your life miserable.

    2nd – Have everything you need purchased and packed.

    Knowing what to bring is just as important as knowing what not to bring. Obtaining the correct book(s) is important as well as what type(s) of computer(s) you may want, and that they/it is convenient.

    3rd – Make sure you understand your financial situation.

    The last thing you want to have happen is for money and budget to get in the way of your academic progress. Make sure your finances are in order — and that you understand all you need to do while you’re in school.

  • College Pressure

    “Pomona College banned two pro-life students from campus last week after they videotaped the question-and-answer session during a Planned Parenthood representative’s talk and asked the representative tough questions about recent Planned Parenthood scandals.

    However, Pomona rescinded its ban this week after facing strong opposition from students, faculty, and alumni. The pro-life students, David Daleiden, 20, and Kyle Kinneberg, 21, are members of the youth-led right-to-life advocacy group Live Action.

    Daleiden and Kinneberg both attend Claremont McKenna College, part of the Claremont College Consortium together with Pomona and three other undergraduate institutions. A hand-delivered letter from Pomona’s Dean of Women Marcelle Holmes notified the students of the ban, claiming their videotaping had been “against college policy.” But Daleiden, President of Live Action’s Claremont chapter and Director of Research for the national organization, said Pomona never produced the specific policy they said his group had violated, and that he and Kinneberg were denied their due process rights under the Claremont Colleges’ Policy on Demonstrations.

    “When alumni found out about this Orwellian situation, they were outraged,” explained Daleiden. “Pomona accused us of conspiring to ‘disrupt the proceedings, intimidate participants, and chill the free exchange of ideas,’” Daleiden said. “But nothing could be farther from the truth. We were entirely respectful when we asked our questions-as our video shows.”

    The videotaping in question took place on February 19, during a presentation by Serena Josel, public affairs manager for Planned Parenthood of Los Angeles (PPLA). Administrators told Daleiden that after the event, PPLA contacted Pomona College about his conduct. Daleiden notes that PPLA has extensive ties to Pomona, which regularly promotes internships and raises money for the abortion provider.

    “It’s understandable that Planned Parenthood’s Serena Josel was angry at us for our recording-she made several spurious and even contradictory arguments defending Planned Parenthood’s lack of accountability for mandatory child abuse reporting,” Daleiden continued. “But campus disciplinary procedures should never be used as a tool for political retribution.”

    “We are grateful to the Claremont McKenna alumni and administration who reacted quickly to correct this abuse,” Kinneberg added. “This is not the first time pro-lifers have been persecuted for questioning Planned Parenthood, but victories like this should inspire us never to be afraid to stand up for the truth.” ”

    Taken from LifeSiteNews.

  • College Bills in this Economy

    With the economic downturn, how will you pay for the college bill?

    It could be either merit aid from the school or a simple federal financial aid. If you think your income is too high, you may not qualify the school’s aid. Of course you may fill out the federal application for financial aid, known as FAFSA. You may check the colleges’ websites to see whether there are additional requirements for merit aid; some scholarships require a separate application that may have an early deadline.

    You can use the 529 college savings plan to pay for the bill of a high school junior or senior has dropped 12.5% in value over the past year. Is your 529 in cash or stocks? If it is in stocks, with the stock market like today, it will not do much. If it is in cash, it depends on when you sold the stock and convert it to cash. If you sold at the low with panic selling, since most of the money in your 529 in cash or other fixed-income investments by now, a big surge in stocks won’t help you much.

    Could using 529 funds early hurt your chances of getting financial help later? Although withdrawals used to be treated as income, which is counted more heavily in financial aid formulas than savings, that’s no longer the case.

    You can get a home equity loan (if you home did not have the problem of the recent collapse in home values). You could borrow at a lower rate than for federal or private college loans, and the interest expense was often fully deductible. But many banks have frozen home-equity lines of credit, even for people with a good credit score. While the credit crunch threatened the availability of college loans last year, you’ll have no problems now, thanks to swift action by Congress to keep the federal money flowing. And while the rates aren’t as cheap as on a HELOC, they’re reasonable. The best deals are on loans made directly to students. Freshmen can take out up to $5,500 in Stafford loans this year (the limit rises to $7,500 for seniors), and the top rate is 6.8%. If you need to borrow more, getting a federal loan for parents, called a PLUS, is a snap. Just about anyone with a halfway decent credit history can get one and borrow up to the full cost of attendance, minus any aid received, at a maximum 8.5% rate.

    The recently passed economic stimulus legislation included a welcome provision for tuition-paying parents: an expansion of the Hope Credit for educational expenses — now called the American Opportunity Tax Credit — to $2,500, from $1,500. It will be available for the 2009 and 2010 tax years. Unlike the Hope, which could be used only for expenses in the first two years of college, this new credit can be claimed for costs over four years. And more middle- and upper-middle-income families will qualify; if you make $180,000 or less ($90,000 for singles), you’ll get at least a partial credit. (The Hope phased out if you earned more than $120,000.) You can even claim the credit if you fall under the alternative minimum tax.

    There are other breaks available, like the Lifetime Learning credit (up to $2,000) and a tuition deduction of up to $4,000. But you can claim only one tax break per child each year, and the American Opportunity is the best of the bunch. One other benefit you may be entitled to: You can deduct all or part of the interest you pay on college loans, up to $2,500, if you make $150,000 or less ($75,000 for singles). Finally, the new rules from Washington also expanded the kind of bills you can pay from a 529 account to include computers and related equipment if it’s required by the college, as well as Internet access.

  • Iraq Degree

    “James McLeod presently serving the US Army on his third term in Iraq, serves as a Mental Health Advisor for the troops. As the Mental Health Advisor, his position entails helping soldiers deal with stress: job stress, psychological stress and the stress of everyday living. Managing this stress is essential to being deployed in the field.

    While soldiers thrive on a certain amount of stress, too much can lead to health problems, causing weakness and breakdowns. His job is an essential one and the troops rely on him for help. So what does a Mental Health Advisor, whom soldiers come to for stress relief, do for his own mind?

    This brave soldier has found the time to pursue a college degree: a BS in Culinary Management through the Art Institute Online. McLeod got his associate degree in 1995 from the Art Institute in Atlanta, Georgia and wanted to complete his degree with a Bachelor of Science. The Art Institute Online provided both the flexibility and high-quality learning McLeod needed to pursue his passion in the culinary field, even while being deployed in Iraq.

    He began his classes in January 2006 to be more competitive and knowledgeable in his field. McLeod plans on opening a Meals on Wheels program for the poor and sick when he gets back to the states. “Working in health care has taught me a lot about people. One of the big reasons why I want to do this is because I love to help others that are in need. A lot of time the reason why most people die is because there is no one there to feed them. Having a program like this gives me an opportunity to help those that are in need of at least one good meal a day.”

  • Master Degrees

    In a recession, or economic downturn, what can you do if you are without a job?

    Since more and more people have bachelor degree, is it worth to get a master’s degree? We know for sure getting a master’s degree requires a considerable investment of time (i.e. at least one year), effort (may be full or part time), and money. The answer really depends on the job you want. Research conducted by the U.S. Bureau of Labor Statistics identifies fields in which employees with a master’s degree earn a considerable earning premium over those with bachelor’s degrees. More information about college or universities can be found at IQx.com, in addition you may check the forum and heated debate at the IQx Forum

    Here’s a look at four jobs with high-earnings premiums:

    1. Financial analyst: 47 percent earning more for master’s over bachelor’s.

    With wall-street laying-off thousand people, the un-employment pool has a lot of people with bachelor’s degree. Financial analysts with master’s degrees are valued at a premium. A lot of companies are willing and able to pay a premium for intelligence, the ability for in-depth research, and detailed thorough analysis. While a bachelor’s in finance will provide a basis foundation, a master’s in finance will allow a worker to really dive into a specific financial specialty making it exceptionally valuable. Having a master’s in a financial role also provides you with credibility and pedigree.

    2. Tax preparer: 43 percent earning premium for master’s over bachelor’s degree.

    Master’s degrees are generally more valuable for professionals who work with clients with complex tax issues, such as big corporations. Tax preparers with a bachelor’s degree and/or CPA designation can usually handle run-of-the-mill tax issues. Bachelor’s degree is sufficient if it is just for an individual or the local small accounting firm, however a big firm who sells their reputation does need the added degree.

    3. Financial manager: 42 percent earning premium for master’s over bachelor’s.

    With banks closing and financial firm layoff, more and more people are looking for a job. How do you stand out among all the unemployed? The duties of financial managers vary based on the specific roles they play at their firms, which can include overseeing the preparation of financial reports, directing investment activities, and implementing cash management strategies.

    4. Education administrator: 41 percent earning premium for master’s over bachelor’s.

    K-12 administration and teachers are paid strictly on a pay scale. In nearly all states, it is required that administrators hold at least a master’s degree and certification, and earnings are based on years of experience and degree level. The higher one’s degree level and experience, the higher the salary.

  • College Myths (Last)

    This is fourth and final addition of the IQx college myth list.

    Myth #16 – A lot of extracurricular activities will compensate for poor grades.
    Yes, colleges do consider out-of-class activities such as athletics, student body, and drama when they review an application. However, universities first look at the academic record. The extracurricular activities generally only help after an academic transcript is looked at and it is considered to be good enough.

    Myth #17 – Liberal arts colleges don’t have good science programs.
    On the contrary, most liberal arts colleges have been emphasizing science for all students for over a hundred years. Since the best way to learn science is by doing science, small colleges with small classes and fewer students in the laboratories often have an advantage. As a result, far more physicians and Ph.D.s have earned their undergraduate degrees from small liberal arts colleges than larger universities.

    Myth #18 – A student’s college experience will be pretty much like everyone else’s.
    This is impossible and always will be. Everyone has a different life and everybody experiences many different things during their college years. When one may take five classes and only go to dances, another may take four classes and do student body leadership. A student’s experience is utterly unique in his/her own way.

    Myth #19 – The federal government provides most of the financial aid.
    A majority of the aid that is received from the government will come in the form of loans. For the last several years the amount of money made available in grants has been shrinking while the amount available in loans is increasing. Often, the amount available from various sources will depend on the kind of college you decide to attend- State schools will have most of their funding come from the government while private schools are often able to offer scholarships from their own funding and have more flexibility in creating financial aid packages.

    Myth #20 – Colleges are concerned only with my intellectual and academic development.
    Many colleges and smaller universities pride themselves on their ability to “develop the whole person”. Some of this personal development comes from requiring a broad-based general education that contributes to the understanding of the world. In some cases, personal and professional development is intentional. At these colleges, there are workshops open to students on time management, developing relationships, handling oneself at a job interview, and the responsibilities as a citizen.

  • College Myths (Third)

    This is third of the IQx college myth list.

    IQx Myth #11 – The duration of college is only four years.
    This is wrong for two reasons: 1 – A student can’t trade in his/her degree for another one if he/she didn’t go to the best college for his/her first time. The college is with the student for life. 2 – About one out of five students completes college in four years. In fact, only two of five students complete college in six years. If a student plans to be out of college in four years, learn what each college’s four-year graduation rate is.

    IQx Myth #12 – A student has to take only the minimum college prep courses to get into college.
    Technically, this is true. In reality however, it is not. The more science, mathematics and languages a student takes, the better his/her chances are for getting into a good four-year college.

    IQx Myth #13 – State institutions provide more financial aid than private universities.
    State-supported colleges offer less of their own resources for scholarships and financial aid. State-supported institutions are subsidized by their respective states which allows them to charge less. However, state institutions are also more likely to only offer loans to students who do not have a high need.

    IQx Myth #14 – Students can’t trust the college about financial aid.
    The job of a university’s financial aid officer is to make it possible for all admitted students to attend their college while still staying within the federal guidelines. Their job is to make the financial aid package fit different students as well as possible.

    IQx Myth #15 – A student’s life will be ruined if he/she doesn’t get admitted to his/her first choice college.
    Thousands upon thousands of students each year do not get admitted to their first choice college. They are still here today as happy and healthy as the rest of us. Rejection is always hard on egos, but lots of others are experiencing the same. It’s a part of life. Many go on to have a great time at their second choice school and go further to have a great career.

  • College Myths (Second)

    This is second of the IQx college myth list.

    IQx Myth #6 – If a student hasn’t heard of a college or university, it can’t be a good one.
    A student may not hear about many of the world’s most prestigious colleges until he/she is in his/her senior year of high school. Most universities that are broadcasted nationwide are displayed through sports. However, many of the best colleges may not be amazing at athletics and don’t get the chance to get extremely well known. Look at colleges for their merits, not for their name.

    IQx Myth #7 – A student should decide on his/her career before he/she can choose a university.
    In most colleges, a student can choose his/her major in his/her sophomore year and still complete the degree in four years. A surprising number of students discover their ideal field while taking a course they didn’t expect to like. Take the time to decide.

    IQx Myth #8 – The best time to visit colleges is after the student has been admitted.
    This is absolutely vital to the student’s happiness in his/her college. Students should visit every school that they want to attend before applying. This will determine whether they enjoy the campus and general feel of the particular university. Many students have visited after they were accepted and found that none of the colleges were ones that they would fit into.

    IQx Myth #9 – Large universities have greater ethnic diversity.
    If the value of diversity is to learn to understand and appreciate other cultures and groups, then small colleges often offer greater diversity. However, the ratios of the different ethnic groups are generally within 1-2% from college to college.

    IQx Myth #10 – Only the highest achieving students receive financial aid from colleges.
    Many students are accepted to a college, but they need financial aid. Although another student may have a better transcript, financial aid is generally saved for those who need it. There are more need based scholarships than academic or athletic based scholarships.

  • College Myths (First)

    There are many college myths that come up when a student is choosing which college he/she wants to go to. This is first of the IQx college myth list.

    IQx Myth #1 – Standardized tests, such as ACT, PSAT and SAT, are a lot more important than high school grades.
    Grades demonstrate a student’s drive to learn. Universities are aware that a student’s performance in high school is a much better predictor of college success than any standardized tests. However, this does not mean that universities will throw away a student’s test scores. If a student’s scores and grades differ immensely, then the admissions officers will examine the application into more depth.

    IQx Myth #2 – A student should go to the most prestigious college that he/she is admitted to.
    A student should not go to a college simply for “the name” or because it ranks number two in the nation. A student should go to the school that he/she personally likes the most. This includes liking the college campus, food, environment, etc. If the student goes to the most elite university but hates everything about it, he/she will not fit in and feel miserable the whole time.

    IQx Myth #3 – It is better to get good grades than take challenging courses.
    Undertaking challenging classes projects to colleges that the student can handle challenging courses very similar to that of a college class. Getting a 4.0 in the minimum required classes in the high school does not display any bit of hard work or ambition.

    IQx Myth #4 – Colleges need a certain amount of students, so it is easier to get accepted.
    Selective private colleges and most state universities get way more qualified applicants than they can possibly accept. While some colleges may have difficulty finding students, many would rather admit fewer students than admit unqualified students. Each year, there are only about 20-30 universities in the United States that accept every applicant.

    IQx Myth #5 – If a student did poorly in 9th & 10th grade he/she has a low chance of being admitted to a selective college.
    One attribute universities look for in applicants is improvement. When they see a jump of work ethic, they may consider letting the 9th and 10th grade grades slide a bit. The improvement must be over time though, and one semester of change will not affect anything.

  • Common Degrees and Their Abbreviations

    A few common degrees and abbreviations:

    • Associate’s degrees: AA (Associate in Arts), AS (Associate in Science), AAS (Associate in Applied Science), AGS (Associate in General Studies)

    • Bachelor’s degrees: AB or BA, BFA, LL.B, BSc or ScB or BS or SB, BASc, BPhil, BBus, BSBA, BPE, B.Math, BSW, BVSc, B.Eng, BBA, B.Tech

    • Master’s degrees: M.P.P., MA, MFA, LL.M, MS or MSc, MCM, M.Div., MPIA, MPS, MAS, MMus, MSSc, MBA, MPA, MHA, M.Ed or EdM, M.Eng, M.J, M.Des, Drs (Netherlands)

    • Extended Research Master’s degrees: mag.art. (Denmark)

    • Licentiate degrees: LDS, JCL, LP

    • Specialist degrees: Ed.S., SSP, SClP

    • Logistician’s degree: CPL

    • Engineer’s degrees: Ch.E., C.E., E.E., Env.E., I.E., Mech.E., Nucl.E., Sys.E.

    • Professional Doctoral degrees:DMD or DDM, DDS, BM BS, DPT, ND, D.C., OD,

    DVM, V.M.D, M.Div., M.D., D.O., Au.D., PharmD, J.D., D.C., P.Th.D., D.Th.P., D.P.M., DProf (UK)

    • Research Doctoral degrees: J.C.D., Ph.D., EdD, EngD, DTech, DBA, DPA, DHA, Dr.-Ing(Germany), DPS, D.D., D.Min., D.Th. or Th.D., J.S.D. or S.J.D. or LL.D., DPM, DSc or ScD, DSocSci, M.D., DSW

    Abbreviations for degrees can place the level either before or after the faculty or discipline, depending on the college. One example is that DSc and ScD both stand for the doctorate in science. Various other abbreviations also vary between universities.